DeFogger by FinThinkers

Privacy Policy

Last updated: 7 October 2026
The short version: DeFogger is a business management app for growing businesses. It brings financial and management clarity, so you can run your business efficiently. Your business's data is yours. We only use it to run, back up and support your account. We never sell it, never share it with anyone else, and never look at your numbers for our own purposes. You can export or delete your data whenever you want.

Who we are

DeFogger is a business management app for growing businesses. It brings financial and management clarity, so you can run your business efficiently. DeFogger is operated by FinThinkers (SMC-Private) Limited, a company incorporated in Pakistan. When we say “we”, “us” or “DeFogger” we mean FinThinkers (SMC-Private) Limited and the people who run the app for it. If you have any question about your data, contact us at privacy@defogger.app.

What we store

Only what you need to use the app:

Why we store it

Who can see your data

Each business is walled off from every other. One business can never see another's data.

What we never do

Keeping it safe

Your data travels over an encrypted (HTTPS) connection, your PIN is scrambled before it is stored, and each business's books are kept separate and private. No system is perfectly secure, but we take reasonable steps to protect your information.

The keypad PINs of your people, and the owner's. From October 2026 a PIN typed on the keypad is kept only as a slow, salted scramble that your own device makes; the PIN itself never reaches us. We keep that scramble so a phone or computer you have let into your business can check a PIN, even with no internet. From 8 October 2026 the owner's keypad PIN is kept the same way, and it no longer travels inside the books or the backup file.

Wrong PINs are slowed down. From late September 2026, if a PIN is typed wrong several times in a row, the next try has to wait a little, and the wait grows the more it happens. To do this our server remembers, for up to a day and only in its working memory, the business code that was tried and the internet address the tries came from. It is never written into your books or into any file, and it is forgotten after a quiet day or whenever the server restarts. Our server's own log notes how many wrong PINs a business code has had in a row. It never notes the PIN that was typed, and never the address. We do the same for the number of new businesses created from one connection, so nobody can flood the service.

Wrong PINs at the counter are limited too. From October 2026, after five wrong staff or owner PINs in a row on one device, that device makes the next try wait, and the wait grows. The count and the time the wait ends are kept only in that device's browser. They are never sent to us and never in your books. The right PIN clears them.

The owner can say yes on his own phone. From October 2026 an owner can set up their own phone so that a big discount, closing the day, a new till and the other things that needed his PIN are approved there, with a fingerprint or screen lock, even with no internet. The fingerprint never leaves the owner's phone; the phone only says whether it matched. What we keep is the phone's public key (a code that can check the owner's signature but cannot make one, and is not a secret), with the name given to the phone and the day it was set up. Each approval travels in your books with the action it allowed: what was asked, by whom, at which counter and when, and the owner's signature. Our server checks every signature again when the action arrives and keeps what it found (good, or why not) so the owner can read it. All of it is deleted with your business. Starting your books fresh does not remove the public key. It only remembers which phone is the owner's.

The owner's backup codes. When the owner sets up their phone, the app makes ten backup codes and shows them once, to be written down. A code lets the owner say yes when the phone is lost or not at hand. We never keep the codes themselves. We keep a scramble of each one, made slowly on purpose so it cannot be worked back into the code; every device of your business holds the same scrambles, so a code can be checked with no internet. Each code works once, and we keep which ones were used. A wrong code counts towards the same wait as a wrong PIN. Making new codes replaces the old ones. All of it is deleted with your business.

Your email, and the emails we send. From October 2026 you may add an email address in Settings → Security, or right after you sign up. It is optional; nothing in the app needs it. We send a 6-digit code to it, and it counts as yours only once you type the code back. We keep only a scramble of the code, for 10 minutes; the code itself is never kept and never written to our logs. Once confirmed, we send to that address: security notices (a device signed in, wrong PINs were tried, the PIN was changed, an owner phone was added or taken away, new backup codes, the books were erased or put back), emails about your plan (it started, it was renewed, it ends soon, it ended), your invoices, a note if we could not find a payment you told us about, receipts for what you paid, and a short reply when you write to us from the app. It can also reset your sign-in PIN if you forget it (Forgot PIN? on the sign-in screen); an address confirmed less than a day ago cannot do that yet. If the address is changed or removed, the old address is told. The first time your business confirms an email, we add 7 free days to your plan, once, and we note the day we did it. Our emails come from auth@defogger.app and go out through our email provider, Hostinger. So Hostinger's mail servers carry each one: the address it goes to and its words, including a code or the amount on a receipt. Nothing else from your account or your books goes with them. For each email we keep a short record (what kind it was, the address, when, and whether the mail server took it) for 180 days, so we can answer “did my receipt go?”; a code is never kept in it. Your email is never used for adverts and never given to anyone else. Deleting your business deletes the email, its codes and that record.

Asking the owner from far away. From October 2026 a counter can send its question to the owner's phone through our server: what is asked, by whom, at which counter and when, the same words it shows on its own screen. We keep it for ten minutes, or until the owner answers or the counter withdraws it, with the owner's yes or no. If the owner asks to be rung, his phone gives us an address at its own notification service (Google's for Chrome on Android, Apple's for an installed app on an iPhone), and we send an empty ring to it. The ring carries nothing (not your business's name, not the question), so that company learns only that a notification went to that phone. Stopping the rings removes the address. All of it is deleted with your business.

Changing your PIN signs every device out. Each device that signs in to your business carries a key. When your PIN is changed, that key is replaced, so a lost phone, or anyone who knew the old PIN, can no longer reach your books. Each of your own devices simply signs in again with the new PIN. Nothing on them is lost: entries not yet sent wait on the device and go up once it signs back in.

Start fresh can be undone for 30 days. From October 2026, when a business erases its own books with Start fresh, our server no longer destroys them on the spot. It keeps the erased entries for 30 days, out of reach of every device, and then deletes them by itself. The reason is simple: a phone that is signed in to your business can press Start fresh, and books erased by mistake, or by someone who should not have, must be able to come back. Only the owner of DeFogger can put them back, and only while your business has recorded nothing since. Everything this page says "goes when you start your books fresh" is kept in that copy for those 30 days. Deleting your business at your request removes the copy at once.

A business we close is kept for 30 days. From October 2026, when we close a business (a test business, or one that has stopped), it stops working at once: no device can sign in or send. Its books are kept whole for 30 days, so a mistake can be put back, and then they are deleted by themselves. The record of what you paid us is not deleted with them: it is our own accounts (see “What you paid us”). If you ask us to delete your business, we close it and delete it at once instead.

Help without opening your books. If you are locked out (a forgotten PIN, or a staff lock nobody can open), we can reset your PIN or turn off the staff lock without looking at your books. We do it only after calling you back on the phone number on record, we write down why, and you are told under Settings → Help.

What our own staff do is written down. From October 2026, every change made to your business from our owner console (opening it with your permission, changing its licence, recording a payment, resetting its PIN, closing or deleting it) and every Start fresh is recorded in a history that cannot be edited. It says which of our staff did what, to which business, and when. It never holds your PIN, a password or a key, and nothing from your books.

Our own staff sign in with a second step. From October 2026, every person who uses our console signs in with a password and a 6-digit code from an authenticator app on their own phone, and a console session ends by itself after an hour without use. So a lost or borrowed staff phone cannot reach your business.

We also keep our own safety copies of the service, so your books can be restored if something goes badly wrong at our end. Those copies deliberately leave out the sign-in keys, so even if such a copy fell into the wrong hands, it could not be used to get into your books. Only the owner of DeFogger can make one.

A locked copy is made every night, by itself. From October 2026, every night and whenever we update the service, our server makes a safety copy of every business's books and locks it before it leaves (it is encrypted). The locked copy is kept in a private store on GitHub, a service for keeping software, run by Microsoft. The key that opens the copies is not kept there. Only the owner of DeFogger holds it, so neither GitHub nor anyone who reached that store could read your books. We keep one copy a day for 30 days and one a month for 12 months; older copies are deleted by themselves.

From time to time we practise the recovery, because a backup nobody has ever restored from is a hope, not a plan. That means loading a safety copy into a temporary, separate system, checking the books come back correctly, and then destroying that system. It is done by the owner of DeFogger alone, the temporary copy is never open to anyone else, and it is deleted as soon as the check is finished. Your live books are never touched by it.

Your rights

To make a request, email us at privacy@defogger.app.

Where your data is kept

Your data is stored securely with our cloud hosting provider, Railway. Locked safety copies of it are also kept in a private store on GitHub, as explained above, and only the owner of DeFogger holds the key that opens them. If we ever change where or how it is stored in a way that affects you, we will update this page.

A copy also stays on your own device. That is what lets you keep billing when the internet drops, and it is kept in your browser's own storage on the phone, tablet or computer you use. It is not a separate file you can lose, and it is never sent anywhere except to your own cloud books. It holds the same things your books hold, so treat an unlocked phone the way you would treat an open ledger. Signing out removes that copy from that device once every entry on it has reached your cloud books. From October 2026 the app checks first. If some entries have not reached the cloud yet (with no internet, for example), they stay on the device so nothing is lost; the app tells you so before you sign out, and they go up when your business signs in there again. Clearing the app's data in your browser removes the copy at once, sent or not. Your cloud books are untouched either way.

Changes to this policy

If we change this policy, we will update the date at the top. Please check back from time to time.

Contact

Questions about your privacy or your data? Email privacy@defogger.app and we will help. For anything else, write to support@defogger.app.